Raising Individual Financial Awareness

In the tax year 2019/20 Henry Murray has:
(1) Been working as a finance manager earning £75,000 per annum. He is provided with a petrol car by his employer, list price £24,000, with CO2 emissions of 123g/km. His employer pays for all the fuel for the car. He is also provided with a parking space at work in the centre of London that is worth £875 a year. There is a staff canteen available to all staff where Henry has a subsidised lunch each day; this costs him £1.50 and he estimates an equivalent meal elsewhere would be approximately £5.50. Henry had to pay professional subscriptions to the ICAEW of £395 this year.
(2) During the year Henry received interest on his bank savings account of £1,600 and dividends of £1,825. He has an ISA, on which he received £750 of interest during the year.
(3) In August 2019 Henry sold a painting for £23,400. He had to pay £400 for special packaging and agents fees of £1,000 from the proceeds. He bought the painting years ago at an auction for £250. In 1999 he had the the frame repaired at a cost of £75.
(4) Henry also runs his own consultancy business, teaching personal finance workshops. This year he made profits of £7,800 after deducting personal withdrawals of £3,000. He kept accurate mileage logs and charged £245 in business petrol costs to arrive at this profit, and also deducted the cost of gifts to his clients, amounting to £970.

Required:
Calculate Henry’s income tax liability for the year 2019/20. (25 marks)
Calculate Henry’s capital gains tax liability for the year 2019/20. What rate of tax will he pay on this gain? (4 marks)

Wales Meta Model

After looking at the most recently updated paper the wales meta model is too short of an anlyse. The main purpose of the paper is applying everything to the Wales Meta Model. So how does the procedure of the court martial appeal apply to the Wales Meta model? In relation to the narrow or broad definition of each of the parties, the issues, the timeframe for implementation of the resolution, and the effect on the scarce resource. Some systems may incorporate both narrow and broad definitions of the same term

please explain why it is an evaluative, why it is splitting, why the issue, time and parties are narrow, and explain who are the parties etc.
Evaluative Orientation
Resource: Splitting
Issues, Time, and Parties: Narrow definitions

Miller Building Supplies

Miller Building Supplies
Question 1:Omit

Question 2: (20 points) Are there specific working capital management suggestions that you can make to the company?
(Hint: Use Miller’s balance sheet and income statement (Exhibits C3.2 and C3.3) to calculate ratios and compare to industry ratios (Exhibits C3.4). Provide suggestions based on this analysis.

Question 3: (15 points) If a line of credit is requested from the Bank, should it be offered? At what interest rate?
(Hint: refer back to LOC section in CH4)

Question 4: (65 points) Would a monthly cash budget improve forecasting and provide support for a line of credit? If so, provide a cash budget (to the best of your ability based on the data in the case).

Use format similar to Exhibit 4.2 (see Excel spreadsheet below). For sales, use the information in Exhibit C3.1 and divide each quarter by 3 to get monthly numbers. Since we don’t know the minimum cash requirement, you can stop at ending cash.

In what ways is participatory action research (PAR) different from traditional or mainstream research? How do you think PAR benefits disability studies?

In what ways is participatory action research (PAR) different from traditional or mainstream research?
How do you think PAR benefits disability studies?

How can PAR benefit disability communities?

If you were to use the principles of PAR in your research proposal, how would you revise your proposal?
What are the steps of data analysis you plan to take?

Please describe these steps in detail.

How do you plan to analyze data?

Describe how you will code your data.

Why did you choose to analyze your data the way you’ve described?

State the research objective of this survey. b. What group, segment, or individuals are you targeting for this survey (e.g., LOHAS living in the Pacific NW; high-income earners in the Midwest with an interest in organic food)? c. Describe the population’s demographic characteristics including: level of edu¬cational achievement, income, age, marital status, etc

The Task – Create a Sampling Plan
Format: In a Word document, answer the following questions. Use the bolded headers EXACTLY as they appear below (you do not need to restate the questions but use the numbering and headers exactly as they appear to organize your response). Points will be deducted for not using this format.

1. Describe the Desired Population You Wish To Study
a. State the research objective of this survey.
b. What group, segment, or individuals are you targeting for this survey (e.g., LOHAS living in the Pacific NW; high-income earners in the Midwest with an interest in organic food)?
c. Describe the population’s demographic characteristics including: level of edu¬cational achievement, income, age, marital status, etc.
d. Given the research objective, is this population relevant?
e. Describe their average level of knowledge about the topic of this research project. How is this target population going to inform the research question?

2. Define the Target Population
a. What is the time frame (e.g., fix the population in time, when will the survey take place and for how long)?
b. What is the sampling unit (e.g., basic unit containing elements)?
c. What is the element (e.g., who is being interviewed? Head of household? )?
d. Justify your decisions. What are you going to learn from this target population that will help the company make marketing decisions?

3. Sampling Frame
a. What is your sampling frame?
b. How are you going to gain access to this sampling frame? (For instance, if you are going to field an online survey of tea drinkers, you might purchase access to an online panel from a list broker. In this case, your sampling frame would be the panel.)
c. Address the possibility of sampling frame error. In other words, what is the possible discrepancy between your desired research population and the sampling frame you have chosen? How will you address this error? Will you ignore this discrepancy (if it’s small enough, this might be ok), but chances are you’ll need to make some accommodations to your research plan).

4. Sampling Technique
a. Are you going to use probability sampling (e.g., simple random, systematic, stratified, cluster) or nonprobability sampling (e.g., convenience, judgmental, quota, snowball)?
b. Once you have determined whether you will use probability or nonprobability sampling, specify which type you will use. If using probability sampling will you use simple random, systematic, stratified, cluster)? If using nonprobability sampling will you use convenience, judgmental, quota, snowball)?
c. Discuss the advantages of your chosen technique.